Robinhood Review: My Honest Thoughts After 10 Years (2026)

Is Robinhood the best investing app for beginners in 2026? Here is my deep dive review after using the platform for about 10 years. #robinhood #review
Robinhood Free Stock (Up To $200): https://ryanoscribner.com/robinhood
Full Robinhood Tutorial: https://youtu.be/JDV1SS9m_xY

00:00:00 Robinhood Review
00:01:03 Asset Selection
00:01:35 Robinhood Legend Advanced Trading
00:02:32 Account Types
00:04:12 New Features
00:05:26 Robinhood Gold Explained
00:06:48 Is Robinhood Worth It?
00:07:24 Robinhood Pros
00:08:02 Robinhood Cons
00:09:05 Free Stock Bonus

Author of "From Side Hustle To Main Hustle To Millionaire" (Available at B&N, Amazon, Library)
My Book: https://sidehustlebook.info

The 3% matching on annual contributions requires a subscription with Robinhood Gold ($5/mo) and customers must stay subscribed to Gold for 1 year from the date of the first eligible deposit to keep the full Gold match. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. Match rate subject to change. Non-Gold customers receive a 1% match. Offer only applies to self-directed IRAs. For more information refer to the IRA Match FAQ.

You must have compensation (wage income) in order to contribute to an IRA. Funds being
contributed into or distributed from retirement accounts may entail tax consequences. Contributions are limited and withdrawals before age 59 1/2 may be subject to a penalty tax.
Robinhood does not provide tax advice; please consult with a tax adviser if you have questions. The Robinhood IRA is available to any U.S. customer with a Robinhood brokerage account in good standing.

Robinhood Strategies charges an annual management fee of 0.25% on the net portfolio value of each managed account. Eligible Robinhood Gold subscribers pay no management fees on the portion of their managed account net portfolio value that exceeds $100,000, thereby limiting the annual management fee to $250. Other fees apply.

All investments involve risk and loss of principal is possible.

Brokerage services are offered through Robinhood Financial LLC, ("RHF") a registered broker
dealer (member SIPC) and clearing services through Robinhood Securities, LLC, ("RHS") a registered broker dealer (member SIPC).

RHF and RHS are not banks. All are separate but affiliated entities. Securities offered by RHF are not FDIC insured and involve risk, including possible loss of principal.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.

Portfolio management of managed accounts by Robinhood Asset Management, LLC (“Robinhood Strategies”), an SEC-registered investment advisor.

Investing involves risk, including the possible loss of principal.

Brokerage services are offered through Robinhood Financial LLC (“RHF”), a registered broker-dealer (member SIPC), with clearing services through Robinhood Securities, LLC (“RHS”) (member SIPC).

RHF and RHS are not banks. Securities offered through RHF are not FDIC insured and involve risk, including possible loss of principal.

Options involve risk and are not suitable for all investors. Please read Characteristics and Risks of Standardized Options before trading options.

Robinhood Gold is a subscription-based membership program offered through Robinhood Gold, LLC. Fees and terms apply.

Additional Disclosures: https://about.robinhood.com/legal

DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence.

AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons.

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