型男老總│書給你聽 EP565_商管理財篇:《為什麼一直輸,卻還是一直賭?》聰明人才會中招的行為經濟學?
《為什麼一直輸,卻還是一直賭?》商管理財|21_3_17
定價:390元
優惠價:79折 308元
購買網址:https://www.cite.com.tw/book?id=2AB979
文/城邦書虫總經理 林福益
愛賭,究竟是人性?還是以小搏大、槓桿原理的機率經濟學?我們總覺得,沒人會跟錢過不去,所以只要是從經濟學的角度來看,明知輸了就設停損點、認賠出場,可偏偏能保持理性的人沒多少。許多事實都證明,我們很容易受到感情、偏見與心理因素影響,而做出非理性的經濟決策。
就像一樣都是一萬元,尾牙抽獎或買彩券得到的意外之財,與加班辛苦工作掙得的血汗薪資相比之下,多數人在花意外之財時就會不太在乎,拿來請客或犒賞自己就很隨興,完全忘了思考,其實這些錢是等值的,應該好好存下來。
又或者,逛超商看到商品促銷「第二件五折」、「買二送一」……這類的行銷話術,心中就會有一種多買多賺的錯誤連結,明明根本不需要,卻多買了。而在理財心理上,對於自己投入的虧損,就是狠不下心來斷尾求生,心中莫名地覺得總有一天會翻盤,結果愈賠愈多。原來,經濟學早看穿人類的心理魔障,所以才有無數的行為經濟學現象,讓我們十分汗顏。 Receive SMS online on sms24.me
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