Building a Business Model Around EUDI Credentials [Live]
In this session, we look at how money will move in the European Digital Identity ecosystem. EUDI is designed so that people hold verified credentials in their own wallets and share them with consent, which makes the traditional model of verifiers paying data brokers hard to run. So who pays, and for what?Speakers:
- Agne Caunt, Product Owner at Dock Labs
- Richard Esplin, Head of Product at Dock Labs
0:00 Introduction: business models for the EUDI ecosystem
0:45 Why EUDI discourages the data broker model
4:41 Scope: models beyond the notified EUDI wallet
7:01 How EUDI changes the way we do business
12:23 Why bother aligning with EUDI standards?
13:24 Custom credentials vs. EAAs vs. QEAAs
17:33 How the credential path shapes your business model
20:01 Reasons to participate in EUDI
21:27 Business models across the trust triangle
22:13 Issuer models: holder pays, bundled fees, cost savings
25:56 Issuer models: customer acquisition and mandated credentials
29:08 Verifier pays issuer per event, and why unlinkability breaks it
32:59 Audience question: identity, payments, and chargebacks
35:24 How verifiers capture value
38:13 Wallet models: holder pays, issuer pays, per verification
42:40 Which wallets can charge, and the privacy tradeoff
44:24 Business wallets
46:14 Ecosystems: open vs. closed
48:54 Ecosystem models: scheme fees, certification, entry fees
51:15 Ecosystem models: revenue sharing and marketplaces
53:41 Summary: every party can pay
55:50 Q&A: was a commercial model ever part of the EUDI design?
58:44 Q&A: when does the wallet provider pay?
1:00:29 Q&A: Apple, Google, Samsung, and multiple wallets
1:02:23 Q&A: where does liability fit?
ð EXPLORE:
Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/ Receive SMS online on sms24.me
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