How Your Savings Fund the Rich - The Banking Truth They Don't Tell You | Ankur Warikoo Hindi

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I'm going to reveal something shocking about loans that you probably don't know. When you take a ₹25 lakh home loan for 20 years, you'll end up paying back almost double to the bank. But when a big company takes a ₹500 crore loan, their interest rate is actually LOWER than yours. This isn't theft, fraud, or robbery - it's a feature of the system where the middle class unknowingly funds wealthy companies. In this video, I'll show you exactly how your savings account deposits, insurance premiums, and mutual fund SIPs all flow through the banking system to provide cheap loans to large corporations, while you're paying 8-9% for the same money that's yours.

But here's the thing - I'm not making this video to create hate or resentment towards the wealthy. I'm making it so YOU can understand how money really works and take responsibility for YOUR money. I'll break down the difference between good loans and bad loans, show you why taking loans for assets is actually smart while taking loans for liabilities is financial suicide, and demonstrate with real Excel calculations how the wealthy use leverage to multiply their returns by 2850% while the middle class struggles with 331% returns on the same property. If you want to stop being a passive participant in this system and start making your money work harder for you, this video is essential watching.

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My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
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My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
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Ankur Warikoo is an internet entrepreneur and India's leading career mentor, reaching:

- 15Mn+ followers across YouTube, LinkedIn, Instagram, Twitter and Facebook
- 4X Bestselling author of Do Epic Shit (2021), Get Epic Shit Done (2022) Make Epic Money (2024), and Build an Epic Career (2025)
- Founder of WebVeda.com - an online school empowering young Indians, with 450,000+ career success stories and counting
- A career catalyst who's been both the interviewer and interviewee, the founder and the funded, the mentor and the mentee.
- Having navigated multiple career pivots (from physicist to consultant to CEO to content creator), he's now dedicated to helping you build an extraordinary career without making the same mistakes he did. Receive SMS online on sms24.me

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