From HODL to Home: Bitcoin Backed Loans Meet Mortgages | Bitcoin 2026
The median age of a first-time US homebuyer is now over 40 and Bitcoin-backed mortgages may finally be the answer. At Bitcoin 2026, moderator Leon Wankum of oneVest sits down with Hunter Albright of SALT Lending and CJ Konstantinos of Peoples Reserve to break down how Bitcoin as pristine collateral is unlocking 3% mortgages, eliminating liquidation risk, and giving ordinary savers access to wealth-building tools once reserved for the ultra-wealthy. They also unveil Peoples Reserve's July 4th go-live date and SALT's Salt Shield no-liquidation product.Use code BM10 to get 10% off Bitcoin 2027 Conference in Nashville: https://2027.b.tc
🔶 Moderator: Leon Wankum - oneVest
🔶 Hunter Albright - SALT Lending
🔶 CJ Konstantinos - Peoples Reserve
Chapters:
1:23 — Defining Bitcoin as the first true pristine collateral
2:35 — Why Bitcoin combines the best of gold and treasuries
3:52 — How Bitcoin solves the interest rate vs affordability problem
5:11 — Peoples Reserve's 3% Bitcoin mortgage and dual collateralization
6:28 — SALT Lending's four use cases for Bitcoin-backed home loans
8:11 — Turning plebs into Cantillonaires through Bitcoin liquidity
9:55 — Salt Shield: eliminating margin calls and liquidations
12:31 — The global housing affordability crisis and the median 40-year-old buyer
14:15 — Peoples Reserve's equity engine and the 14-year mortgage payoff
15:59 — Securitization, Ledn's rated book, and Bitcoin mortgage-backed securities
17:44 — Risk management and protecting borrowers from volatility
20:42 — The biggest misconception: "what if Bitcoin goes to zero?"
24:10 — Salt Shield offer: 12-month loan at 10.95%
24:36 — Peoples Reserve announces official July 4, 2026 launch date
#Bitcoin #Bitcoin2026 #BitcoinConference #BitcoinMortgage #BitcoinBackedLoans #SALTLending #PeoplesReserve #SaltShield #PristineCollateral #BitcoinLending #DigitalRealEstate #LeonWankum #HunterAlbright #CJKonstantinos #oneVest #BitcoinHomeLoan #HousingAffordability #BMBS #BitcoinCollateral #SelfRepayingMortgage #BitcoinMortgageReserve #DualCollateralization #BitcoinFinance #BitcoinWealth #HODL #FromHODLToHome
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