Why Most Founders Waste Time Ft. Ashish Kashyap @INDmoney | Sahil Khanna | #FoundersUnfiltered
Is a wrong decision better than no decision? In this "Comeback Episode" of Founders Filter, Sahil Khanna sits down with the legendary Ashish Kashyap, the mind behind INDmoney, Goibibo, and PayU India. With over 25 years of experience, Ashish breaks down the "Management Muscle Memory" required to build billion-dollar companies and why the traditional way of hiring and scaling is officially dead.Key Takeaways from this Episode
🚀 Decisiveness vs. Delay: Why delaying a decision is the worst mistake a founder can make.
🤖 AI-First Business: How INDmoney uses AI for customer service, product development, and creative pipelines.
📉 The Reality of Layoffs: Why AI is actually replacing roles and how to "re-skill" to survive.
🛠️ The No-Presentation Rule: Why Ashish banned PowerPoint in review meetings.
⚖️ Prioritization Framework: The exact system for choosing the top 3 tasks that drive 80% of the impact.
💡 Future of Apps: Why you might not even need a mobile app or website to start a business in 2026.
Ashish Kashyap is a veteran tech entrepreneur. He founded the Ibibo Group (Goibibo, redBus, PayU India) and is currently the Founder & CEO of INDmoney, an AI-driven "Super Money-App" that helps users manage their entire financial life in one place.
Social Media Handles Ashish Kashyap:
Website- https://www.indmoney.com
Linkedin-https://www.linkedin.com/in/ashishkashyap/
Instagram- https://www.instagram.com/ashishkashyap/
Facebook- https://www.facebook.com/ashishkashyap/
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Sold Goibibo for ₹12,011Cr | Founder of @goibibo @redBusdotcom @payuindia & IndMoney #FoundersUnfiltered- https://youtu.be/lrM5JGdPgj0?si=bxH0MhyNJh5tB-md
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Timestamps:
00:00 - Introduction
01:18 - Ashish Kashyap’s Management Style
02:16 - The Framework for Prioritization & Impact
05:14 - Building an MVP (Minimum Viable Product) in 2026
08:37 - Hiring for Energy vs. Skill
10:53 - How AI changed the "Team Size" requirements
13:32 - Why you might NOT need a CMO or CXO level hire
18:13 - Muscle Memory & Intuition in Business
22:06 - Habits that are a total waste of time
25:44 - How a Billionaire Founder plans his calendar
30:53 - Why Presentations are BANNED at INDmoney
35:34 - The "Unhappy Journey" Product Management Trick
45:22 - Deep dive into AI integration in FinTech
1:03:08 - The Truth about AI and Job Replacements
1:14:39 - Time Boxing and Personal Life Balance
1:16:25 - Identifying "Energy Vampires"
1:21:53 - Measuring 10x Value & Unit Economics
1:33:18 - The Pain of Scaling: From 50 to 150 Employees
1:41:00 - Closing Thoughts
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