BUYING a 50L HOUSE Without a LOAN - Is This POSSIBLE?! | Money Matters Ep. 64 | Ankur Warikoo Hindi

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Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In today's Money Matters episode, I spoke to a 29-year-old accountant from Pune earning 43,000 monthly who was stuck between selling his current under-construction house and buying a bigger dream home worth 25 lakhs. What impressed me most was his disciplined approach - despite a modest income, he had health insurance, term insurance, was investing in SIPs, and had already paid 40% down payment for his first house. However, he was trapped in expensive personal loans totaling 1.57 lakhs.

I created a comprehensive 10-year financial roadmap for him. Following this plan religiously, he can buy his 25 lakh dream house completely with cash - no loans needed! This episode proves that with discipline and smart planning, even modest incomes can achieve big financial goals.

00:00 Introduction
00:20 About the guest
01:08 Expectations from Money Matters
02:25 Current finances
09:38 Buying a house
19:32 Future projections
25:00 Closing remarks

#BuyingAHouse #MoneyMatters #warikoo

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Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

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My gear for shooting this video:
🎥 Sony a7III camera: https://bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: https://bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: https://bit.ly/3O1NAVA
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💡 Key Light 150W: https://bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: https://bit.ly/3O4PvJ1

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
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