Smart Budgeting I بودجه‌بندی آگاهانه

بیشتر آدما فکر می‌کنن بودجه‌بندی یعنی آخر ماه ببینیم چقدر خرج کردیم.
در صورتی که بودجه‌بندی واقعی، قبل از خرج کردن شروع میشه.

توی این اپیزود درباره مدیریت مالی شخصی، دسته‌بندی درآمد، خرج‌های روزمره، پس‌انداز و سرمایه‌گذاری صحبت کردم و اینکه چرا اگر برای پولمون از اول برنامه نداشته باشیم، معمولاً آخر ماه چیزی باقی نمی‌مونه.

اپیزودهای قبلی:
چرا از تنهایی فرار می‌کنیم؟
https://youtu.be/7qHRDGPkmFo?si=F5fKTFaI_aww_j_o
قانون 5 ثانیه:
https://youtu.be/wVmdRjvUZjw?si=gxyOq5nK3VTO5HRn

تلگرام من:
https://t.me/OnePersentEffect
اینستاگرام:
https://www.instagram.com/1persenteffect/
لینک دسترسی به پادکست در:
پادبین:
https://www.podbean.com/pw/pbblog-qab83-1539bf7
کست باکس:
https://castbox.fm/vc/7165502
اسپاتیفای:
https://open.spotify.com/show/0L08fIvFpQ8r7HaWnsOuDB?si=G9BY-OMmQiCG9NGGJjTq4A
اپل پادکست:
https://podcasts.apple.com/de/podcast/1-effect-i-%D8%A7%D8%AB%D8%B1-%DB%8C%DA%A9-%D8%AF%D8%B1%D8%B5%D8%AF/id1892981424

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