Why YOU Are Your BIGGEST Investment | Ankur Warikoo Hindi
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The average young Indian holds about ₹83,551 in mutual funds - and spends an extraordinary amount of energy on it. You refresh the app when the market opens, check it a few times through the day, feel proud when it's green and anxious when it's red. That ₹83,000 sits at the centre of your attention. But what if I told you there's a far bigger investment in your life - one that makes this ₹83,000 look tiny, and yet you barely think about it? It isn't your flat, your demat account, your SIP, your crypto, or your startup. It's you. Specifically, your ability to wake up tomorrow and earn.
In this video, I explain why you are a stock - one that generates income for the next 30 to 40 years. I walk through how to actually value yourself using a net present value calculation, and show that even a modest ₹10,000 a month of free cash flow makes your worth roughly ₹1.12 crore today - meaning that ₹83,000 you agonise over is less than 1% of your real value. If someone told you 99% of their net worth was locked in a single stock, you'd tell them to protect it at all costs - yet that's exactly the position you're in with yourself and most people do nothing about it. So the real question is: are you protecting your single biggest asset? I share why health insurance and term insurance are non-negotiable. Watch till the end because 99% of the money you'll ever make depends on one thing: your ability to show up healthy and earn - and that is the one asset you cannot afford to leave unprotected.
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