Tier List 22 Instrumen Keuangan: Mana Saran Influencer yang Bikin Kaya vs Yang Malah Bikin Buntung?!

Daftar Sekarang The Evolution of Finance
(Medan 17 Okt 2026, Jakarta 24 Okt 2026 & Surabaya 31 Okt 2026)
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Link Pendaftaran:
https://www.whalex.id/evolution-of-finance

Timestamp:
00:00 - Mitos KPR & Utang: Jangan Mau Dibohongi Teori!
01:40 - Tier List 1: Catat Pengeluaran Sekecil Parkir & Toilet (Perfeksionis vs Realistis)
02:33 - Tier List 2: Wajib Pisahkan Rekening Pribadi & Rekening Bisnis!
02:55 - Tier List 3: Downgrade Gaya Hidup Drastis, Perlu Atau Pelit?
03:44 - Tier List 4: Menahan Gaji Pemilik Saat Cash Flow Bisnis Minus
05:00 - Tier List 5: Cash Beli Rumah vs Ambil KPR Untuk Modal Bisnis
06:02 - Tier List 6: Beli Barang Operasional Pakai Kartu Kredit / Paylater 0%
06:44 - Tier List 7: Geser Pembayaran Kebutuhan Pokok ke Kartu Kredit Demi Cash Flow
07:20 - Tier List 8: Beli Mobil Operasional: Cicil vs Tunai?
08:31 - Tier List 9: Bahaya Bayar Minimum Payment Kartu Kredit! (Peringatan Keras)
09:28 - Tier List 10: Pinjam Pinjol / KTA Atas Nama Pribadi Untuk Modal Usaha?l
10:09 - Tier List 11: Rolex & Jam Tangan Mewah Jadi Benteng Dana Darurat?
11:17 - Tier List 12: Beli Emas Perhiasan vs Emas Batangan Untuk Tabungan
11:54 - Tier List 13: Jangan Pernah Cairkan Deposito & SBN Sebelum Jatuh Tempo?
13:52 - Tier List 14: Tukar Semua Tabungan ke US Dollar & Singapore Dollar?
14:24 - Tier List 15: Pentingnya Pertahankan Asuransi Kesehatan vs Jiwa
15:42 - Tier List 16: Tunda Bayar BPJS & Asuransi Kesehatan Demi Cash Flow Bisnis?
16:49 - Tier List 17: Ngontrak Rumah Selamanya vs Beli Rumah Sendiri
17:17 - Tier List 18: Jaminkan Sertifikat Rumah ke Bank Untuk Modal Usaha
18:07 - Tier List 19: Pakai Dana Pendidikan Anak Demi Injeksi Bisnis Krisis
19:16 - Tier List 20: Ubah Aset Pasif (Ruko/Tanah Nganggur) Jadi Aset Produktif
20:02 - Tier List 21: Jatah Orang Tua (Sandwich Generation) Saat Cash Flow Minus
21:26 - Tier List 22: Bayar Komunitas Bisnis Mahal Demi Networking, Worth It?

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