Bitcoin Now Counts Toward Your Mortgage—Here’s What That Means

Bitcoin just took a giant leap into the mainstream mortgage market. The FHFA is now guiding Fannie Mae and Freddie Mac to treat Bitcoin as an asset in mortgage applications—removing a major hurdle for Bitcoiners trying to qualify for home loans. But how real is this change? And what still stands in the way? The Swan team unpacks what this means for borrowers, lenders, and the future of Bitcoin integration into legacy finance.

Full Episode - https://www.youtube.com/watch?v=osnbwo-OKcI

Timestamps
00:00:00 - Big News: Bitcoin in Mortgage Applications!
00:01:06 - Understanding Mortgage Calculations
00:02:51 - Can You Apply for a Mortgage Now?
00:04:04 - Expert Insights from a Mortgage Broker
00:05:28 - The Importance of Credit Scores and Income
00:06:23 - Bitcoin as Imputed Income: A Future Possibility?
00:07:03 - Self-Custody and Bitcoin Valuation
00:08:27 - Legitimizing Bitcoin in the Financial System

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