Why can't AI agents have bank accounts? | Meet Your Expert: Karine Arama
AI agents can't open bank accounts, because account holders have to be legal persons. But they can hold blockchain wallets and that single gap is why financial institutions are rebuilding their infrastructure right now.Karine Arama, partner at SGH Capital in Paris and Singularity expert invests across AI infrastructure, humanoid robotics, blockchain and defense AI. In this interview she explains "the great merge": traditional finance and decentralized finance converging after 15 years apart, accelerated by regulatory frameworks maturing in the US, Europe and other major jurisdictions. She covers what changes for everyday banking customers, why the security attack surface still favors regulated institutions, and why she believes blockchain is a more disruptive technology than the internet was.
Chapters
0:00 Why agentic AI is hard to forecast
0:20 Who is Karine Arama
0:51 The great merge: TradFi meets DeFi
1:44 What changes for everyday banking customers
2:31 Why AI agents need crypto wallets, not bank accounts
3:27 The security problem with agentic finance
4:01 Companies with no humans, only agents
4:50 Why "crypto is dead" sounds exactly like "the internet is dead" in 2000
5:55 Iteration cycles and why the haters are part of it
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