Multiple Paths, One Asset: Spend, Borrow, or Hodl? | Bitcoin 2026
Jack Mallers and Miles Suter rarely share a stage and when they do, the gloves come off. Danny Knowles moderates this panel on whether Bitcoin should be spent, borrowed against, or held forever, with Strike pushing dollar-denominated Lightning payments and Block rolling out Tap to Pay across every Square merchant in America. The conversation gets into Saylor's borrowing strategy, the chicken-and-egg problem of Bitcoin merchant adoption, and why card network rewards are the real obstacle. If you care about Bitcoin payments, lending, or the future of peer-to-peer cash, this one is essential. Subscribe for more from the Bitcoin Conference.Use code BM10 to get 10% off Bitcoin 2027 Conference in Nashville: https://2027.b.tc
🔶 Miles Suter - Block
🔶 Jack Mallers - Strike / Twenty One
🔶 Danny Knowles - What Bitcoin Did:
Chapters:
0:00 - Intro: Is Bitcoin Freedom Money or a Store of Value?
1:34 - Jack Mallers Defines Money: The Good You Don't Consume
3:43 - Miles Suter on Block's Mission to Make Bitcoin Everyday Money
5:54 - The Origin Story of Strike and Cash App's Lightning Bet
7:24 - Inside Cash App's Tap to Pay and 0% Merchant Fees
9:16 - Why Bitcoin Payments Adoption Is a Consumer Problem, Not Tech
11:25 - Bitcoin vs Gold: Why a Monetary Network Beats Bullion
13:42 - Spend, Borrow, or HODL? Saylor, Loans, and the Whole Foods Debate
17:00 - Censorship-Resistant Cash in the AI Surveillance Era
19:23 - Why Bitcoin-Backed Loan Rates Are Still High (and When They'll Drop)
#Bitcoin #JackMallers #MilesSuter #DannyKnowles #Strike #CashApp #Block #Square #TwentyOne #LightningNetwork #BitcoinPayments #BitcoinLending #TapToPay #PeerToPeerCash #FreedomMoney #StoreOfValue #BitcoinCollateral #MichaelSaylor #Strategy #BitcoinTreasury #Lightspark #DavidMarcus #BitcoinConference #BitcoinMagazine #WhatBitcoinDid #SatoshiNakamoto #BitcoinAdoption #SoundMoney #HODL #BitcoinPanel #LightningPayments
DISCLAIMER: The views and opinions expressed in this show are those of the participants and do not necessarily reflect the official policy or position of BTC Inc., Bitcoin Magazine, or any affiliated entities. This content is provided for informational and educational purposes only and should not be construed as investment, legal, tax, or accounting advice. Nothing contained in this show constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments. Viewers should consult their own advisors before making financial or business decisions. Receive SMS online on sms24.me
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