Why Gen Z Is Becoming India's DEBT GENERATION | Ankur Warikoo Hindi

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Credit card spending hit ₹2 lakh crore monthly, household debt is now 42% of GDP, and our savings rate has fallen to a 40-year low. This video breaks down exactly how AI-powered ads now predict your behavior before you even act, why Gen Z has become the primary target, and how digital loans processed 6.5 crore applications in just six months.

I share a practical 30-day challenge to help you reclaim control - from auditing your EMIs to the 24-hour purchase rule to calculating your hourly earning rate. This isn't about living like a monk, it's about spending consciously on what truly makes you happy, not what algorithms want you to buy. Your 2026 promise starts here: become debt-free financially, emotionally, and psychologically.

#PersonalFinance #DebtFree #warikoo

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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.24Cr in helping kids continue their education.
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If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

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