Salary vs EMI Struggle - How to ESCAPE?! | Money Matters Ep. 76 | Ankur Warikoo Hindi
My latest book "Beyond The Syllabus" is written EXCLUSIVELY for teenagers.Pick it up here: https://amzn.to/3ICkIFh
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Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.
So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
In today’s Money Matters, I speak with Saloni, who earns ₹31,000 per month but is burdened with multiple EMIs and a massive family debt. With almost no savings and constant financial stress, she is struggling to balance her income against her liabilities. In this episode, I help her break down her finances step by step and create a clear repayment strategy that she can realistically follow.
Through this conversation, I also share why rushing into side hustles or businesses without stability can make things worse. Instead, I explain the importance of discipline, patience, and structured financial planning. If you are dealing with loans, EMIs, or struggling with savings, Saloni’s story will give you practical insights into how to manage debt and slowly build financial freedom.
#FinancialPlanning #MoneyMatters #warikoo
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Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
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The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it.
My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/
Ankur Warikoo is an internet entrepreneur and India's leading career mentor, reaching:
- 15Mn+ followers across YouTube, LinkedIn, Instagram, Twitter and Facebook
- 4X Bestselling author of Do Epic Shit (2021), Get Epic Shit Done (2022) Make Epic Money (2024), and Build an Epic Career (2025)
- Founder of WebVeda.com - an online school empowering young Indians, with 450,000+ career success stories and counting
- A career catalyst who's been both the interviewer and interviewee, the founder and the funded, the mentor and the mentee.
- Having navigated multiple career pivots (from physicist to consultant to CEO to content creator), he's now dedicated to helping you build an extraordinary career without making the same mistakes he did. Receive SMS online on sms24.me
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