Chase Sapphire Preferred Review: Best $95 Travel Card?
In this Chase Sapphire Preferred review, I explain exactly how the card works and whether the $95 annual fee is worth it. You'll learn how the limited-time 100,000-point welcome bonus works, how Chase Ultimate Rewards points can be redeemed, what changed in the June 2026 refresh, which credits were added, which benefits were removed, and who should get or skip this card. ✈️💳⏱️ TIMESTAMPS
00:00 – Chase Sapphire Preferred Review
01:46 – Sapphire Preferred Earning Categories
06:15 – Fees, APR, and Foreign Transaction Fees
07:45 – Who Should Get This Card
08:21 – Who Should Skip This Card
09:18 – Sapphire 48-Month Rule Explained
09:36 – Final Chase Sapphire Preferred Tips
The Chase Sapphire Preferred is one of the strongest $95 travel cards, especially with the limited-time 100,000-point welcome bonus. In this video, I break down how the bonus works, how much the points can be worth as cash back, through Chase Travel, or with transfer partners, and why the June 2026 refresh made the card more valuable for people who use the new credits.
I also explain the downside of the refresh, including the removal of the 10% anniversary point bonus and the weaker Hyatt transfer ratio. By the end, you will know whether Sapphire Preferred makes sense for your travel habits, whether you should use it as part of the Chase Trifecta, and when a no-fee card may be a better fit.
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