Un figlio in arrivo e 100

Un figlio in arrivo e 100.000€ "parcheggiati" senza un vero piano. 🍼

Sofia (35 anni) e Matteo (33 anni) stanno per diventare genitori e hanno risparmiato 100.000€. Attualmente, però, tengono oltre la metà dei soldi ferma sul conto corrente e il resto diviso tra conti deposito e fondi bancari inefficienti.
Hanno due grandi traguardi: cambiare l'auto tra 10 anni e pagare l'università al figlio tra 19 anni. Abbiamo eliminato i prodotti costosi, creato un portafoglio su misura e messo a reddito la loro capacità di risparmio inutilizzata (250€ al mese). Così facendo, in 19 anni il loro capitale proiettato sfiora i 295.000€, centrando entrambi gli obiettivi con oltre 100.000€ di margine.

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